The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need. Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.